BUY-TO-LET & LET-TO-BUY MORTGAGES
Carbon arranges a spectrum of Buy to Let & Let to Buy products. Whilst the Buy to let market continues to evolve it remains a familiar enquiry with many clients electing `Bricks and Mortar` as their investment preference. Typical deposit/equity required for BTL cases now range from 25-45% depending on the property rental estimate and the applicants personal income and property profile.
Regulatory and tax changes remain a significant consideration for Investors as they struggle to understand how best to finance or refinance an Investment property. Please see our case studies page to understand the factors that directly impact Buy to let funding. Please also see our property investors tab if you hold multi units or a larger portfolio.
At Carbon we will explain the impact for you personally and can happily sense check properties you may be considering to explain what is possible and the proposed costs and rates. Given the new taxation rules and the evolving lending marketplace, we urge you to seek advice at the outset.